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Loaded Taco Dip

Loaded taco dip garnished with fresh toppings and served in a bowl
Recipes
  • Picture of Jennifer Scott Jennifer Scott
  • August 10, 2025

Why Make This Recipe

Loaded Taco Dip is a crowd-pleaser that brings together bold flavors and creamy textures. It’s perfect for parties, game day, or a cozy family night. With its layers of refried beans, cream cheese, and fresh toppings, it’s not only delicious but also quick and easy to prepare. Plus, you can customize it to suit your taste!

How to Make Loaded Taco Dip

Ingredients:

  • 1 can refried beans
  • 1 packet taco seasoning
  • 1 cup sour cream
  • 1 cup cream cheese, softened
  • 1 cup shredded cheddar cheese
  • 1 cup diced tomatoes
  • 1 cup diced green onions
  • 1 cup sliced olives
  • Tortilla chips for serving

Directions:

  1. Preheat the oven to 350°F (175°C).
  2. In a medium bowl, mix the refried beans and taco seasoning until well combined. Spread the mixture into the bottom of a baking dish.
  3. In another bowl, combine the softened cream cheese and sour cream until smooth. Spread this mixture on top of the refried bean layer.
  4. Sprinkle the shredded cheddar cheese evenly over the cream cheese layer.
  5. Top with diced tomatoes, green onions, and olives.
  6. Bake in the preheated oven for about 20 minutes, or until the cheese is melted and bubbly.
  7. Serve warm with tortilla chips.

How to Serve Loaded Taco Dip

Serve Loaded Taco Dip warm straight from the oven. Place it on a table with a bowl of tortilla chips for easy dipping. You can also offer extra toppings like guacamole, jalapeños, or salsa for guests to customize their dip.

How to Store Loaded Taco Dip

If you have leftovers, let the dip cool completely before storing. Place it in an airtight container in the refrigerator. It will keep for about 3 days. To reheat, warm it in the oven until heated through or in the microwave in short intervals.

Tips to Make Loaded Taco Dip

  • Use low-fat cream cheese for a lighter version.
  • You can add cooked ground beef or shredded chicken for extra protein.
  • Feel free to swap out toppings based on your preferences. Try adding avocado or corn for different flavors and textures.

Variation

You can make a vegetarian version by skipping the meat and adding more beans or vegetables. For a spicy kick, include diced jalapeños or a spicy salsa.

FAQs

Can I make this dip ahead of time?
Yes, you can prepare the layers in advance, cover, and refrigerate. Bake just before serving.

What’s the best way to serve it?
Serve the dip warm with tortilla chips. Adding a platter of extra toppings can make it fun!

Can I freeze Loaded Taco Dip?
It’s best to eat it fresh as freezing can alter the texture, especially the cream cheese. If you do freeze it, thaw and reheat gently before serving.

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Jennifer Scott

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